Brigit Review

Meet Brigit: Cash Advances That Build Your Credit

Brigit ranks #7 of 10. It offers advances up to $500 with no interest, wrapped in credit-building tools, credit monitoring, and identity protection. Because a monthly subscription is effectively required, it suits people who want those extra features and do not mind paying for them.

How it works

You link a checking account that has been active at least 60 days with several recurring deposits, and Brigit assesses your eligibility. Advances range from $25 to $500 based on your profile, though the typical advance is modest (Brigit's own data puts the average near $73).

Costs and fees

Brigit charges a monthly subscription, about $8.99 for Plus or roughly $16 for Premium, which is the main cost since there is no interest, no origination fee, and no late fee. Instant delivery costs about $0.99 to $5.99 unless you are on Premium, which includes it. Some coverage notes you can email support to opt out of the fee and still get a standard advance.

Funding speed, eligibility and availability

Standard delivery is free and takes up to three business days; instant arrives in about 20 minutes for the express fee. Brigit is available nationwide, though Maine residents are capped at $250. In late 2024 the FTC sent refunds to Brigit customers over allegations about its advertising and cancellation practices, context worth knowing before you subscribe.

Pros and cons

Our verdict

Brigit ranks #7. The advance itself has no interest, but a paid subscription is effectively required and the typical advance is small, so it suits people who value the credit-building extras more than the raw advance.

Want to see how Brigit stacks up against the field? Compare it on our full ranking of the best EWA apps, or read more in the EWA Learning Center.